All Guides
37 free guides to help you cut your household bills. Every one fact-checked and updated for 2026.
Cheapest Broadband UK 2026: Best Deals and Social Tariffs
Find the cheapest broadband deals in the UK, including social tariffs for low-income households. Compare speeds, contracts, hidden costs and switching tips.
Fibre Broadband Explained: FTTC vs FTTP and What It Means for You
Not all fibre broadband is the same. Here is the difference between fibre to the cabinet and fibre to the premises, and what speeds you can actually get.
How to Switch Broadband Providers Without Losing Connection
Switching broadband is easier than it used to be. Here is how the process works, what to check before switching, and how to avoid gaps in service.
How to Test Your Broadband Speed (And What the Results Mean)
Running a speed test is easy but understanding the results takes more than looking at one number. Here is what download speed, upload speed, and ping actually mean.
Social Tariffs for Broadband: Cheap Internet If You're on Benefits
Social tariffs offer discounted broadband for people on Universal Credit, Pension Credit and other benefits. Here is who qualifies, what is available, and how to apply.
Understanding Broadband Contracts: What to Check Before Signing
Broadband contracts can hide surprises in the small print. Here is what to look for, including exit fees, price rises, and speed guarantees.
Council Tax Bands Explained: How Your Bill Is Calculated
Council tax bands are based on your property value in 1991. Here is how the bands work, what each band pays, and why your neighbour might pay a different amount.
Council Tax Discounts and Exemptions: Who Pays Less
Living alone gets you 25% off. Students are exempt. There are discounts for disabled people, carers, and more. Here is who qualifies and how to claim.
Council Tax Bands Explained: How Much Will You Pay?
Understand council tax bands A-H, how your band is decided, how to check and appeal your band, discounts available, and what happens if you don't pay.
Council Tax for Students: When You Pay and When You Don't
Full-time students are usually exempt from council tax. But living with non-students changes things. Here is how it works and what you need to prove.
Council Tax When Moving House: What to Do and When
Moving house means telling two councils and making sure you don't pay twice or miss payments. Here is the timeline and what happens with deposits.
How to Appeal Your Council Tax Band (And When Not To)
If your council tax band is wrong, you can challenge it. But be careful - it could go up as well as down. Here is how to check and what the process involves.
Average Energy Bill UK 2026: How Much Do Households Pay?
Average UK energy bills by household size, region and payment type. Compare your bill to typical costs and understand what affects your energy spending.
Energy Bills Explained: Understanding Your Gas and Electricity Costs
Learn what makes up your energy bill, how billing works, and how to read your statement. Covers unit rates, standing charges, direct debit, prepayment meters and switching suppliers.
Energy Price Cap Explained: What It Means for Your Bills in 2026
The energy price cap limits unit rates and standing charges, not your total bill. Learn how Ofgem calculates it, when it changes, and whether it applies to your tariff.
Energy Saving Tips That Actually Work (And Ones That Don't)
Not all energy saving advice is equal. Here is what genuinely cuts your bills versus the tips that make almost no difference.
How to Read Your Energy Bill: A Simple Breakdown
Your energy bill can look confusing at first glance. Here is what each section means and how to spot errors or overcharges.
How to Switch Energy Suppliers: Step by Step
Switching energy suppliers is simpler than most people think. Here is how to compare deals, what to watch out for, and how long the process takes.
Smart Meters Explained: Are They Worth Getting?
Smart meters send readings automatically and show real-time usage. Here is how they work, the difference between SMETS1 and SMETS2, and common problems.
Standing Charges Explained: Why You Pay Even When Using No Energy
Standing charges are the daily fixed fee on your energy bill. Here is what they cover, why they have increased, and whether you can avoid them.
Car Insurance: How It Works and How to Pay Less
Car insurance is legally required to drive. Here is what the different types cover, what affects your premium, and practical ways to cut the cost.
Home Insurance Explained: Buildings vs Contents
Home insurance comes in two parts. Buildings cover the structure; contents cover your stuff. Here is what each protects, what they cost, and when you need both.
Life Insurance Basics: Do You Need It?
Life insurance pays out when you die. If anyone depends on your income, you probably need it. Here is how the different types work and what they actually cost.
Pet Insurance: Is It Worth the Cost?
Vet bills can run into thousands. Pet insurance covers unexpected illnesses and accidents, but policies vary wildly. Here is how to decide if you need it and what type to get.
Travel Insurance: What It Actually Covers
Travel insurance covers medical emergencies, cancellations, and lost luggage abroad. Here is what policies include, what they exclude, and when it is worth buying.
Budgeting for Household Bills: A Practical Approach
Bills are easier to manage when you know what is coming. Here is how to track your household costs and build a budget that actually works.
Cheap Home Improvements That Actually Cut Bills
Some home improvements pay for themselves quickly. Others are money pits. Here is what is worth doing yourself and what needs proper investment.
Comparing Energy and Broadband Deals: What to Actually Look For
Price comparison sites are useful but can be misleading. Here is how to compare deals properly and avoid the traps.
Government Help With Bills: Schemes You Might Qualify For
Various government schemes help with energy, water, and council tax costs. Most require applying - they will not find you automatically.
How to Reduce Your Bills: Practical Tips to Save Money on Energy, Broadband and More
Quick wins and bigger investments to cut your household bills. Covers energy efficiency, switching suppliers, government schemes, and what not to do.
Managing Bills on a Low Income: Practical Steps
When money is tight, every pound matters. Here is how to prioritise bills, find help, and avoid the debt traps that make things worse.
How to Reduce Your Water Usage and Save Money
Practical ways to use less water at home. Some save a few pounds, others save over a hundred. Here is what actually makes a difference.
How Water Bills Work in the UK
Water bills cover clean water supply and sewage removal. Here is how they are calculated, what the charges mean, and why prices vary by area.
Understanding Your Water Company: Who Supplies You and How They Work
Water companies are regional monopolies - you cannot switch. Here is how the system works, who regulates it, and what to do if things go wrong.
Water Bill Help: Discounts and Support for Low-Income Households
If you are struggling to pay water bills, there is help available. Social tariffs, payment plans, and hardship funds can all reduce what you owe.
Water Bills Explained: Average Costs and How to Save Money
Learn how water billing works, average UK water bills, metered vs unmetered rates, how to get a water meter, and schemes to reduce your costs.
Water Meters Explained: Should You Get One?
Water meters mean you pay for what you use. For small households they save money; for larger ones they can cost more. Here is how to decide.